Deferral is great only in taxes. You have to be intentional relative to the things you care about most.

What’s your purpose? There are no wrong answers but it can be challenging to determine the right one.

Time is precious. We don’t know how much we have. It’s very important to use it wisely and also recognize when the right time for change is. This doesn’t mean your situation is bad, it means that it has been good. Change is good.